美国好申请的，很多学校都有。在学校网页上可以找到Financial aid和loan。 
这里给你几个纽约大学的贷款机构，也是可以针对国际学生的发放的，但具体要什么条件的，需要详细的了解查询啦。祝你好运！
Alaska Advantage Loan, toll-free: 1-800-441-2962 
     U。
  S。
   Bank Student Loans, toll-free: 1-800-242-1200 
     Discover Student Loan, toll-free: 1-877-728-3030 
     Citibank CitiAssist Student Loan, toll-free: 1-800-967-2400 
     VSAC Student Loan, toll-free: 1-800-798-8722 
     Credit Union Student Choice, phone: n/a 
     Wells Fargo Student Loan, toll-free: 1-800-658-3567 
     PNC Student Loan, toll-free: 1-800-762-1001 
     Iowa Student Loan, toll-free: 1-800-243-7552 
     Chase Select Student Loan, toll-free: 1-866-306-0868 
     Academic Answer, toll-free: 1-866-763-6350 
     Affinity Private Loan, toll-free: 1-800-737-5115 
     NJCLASS Loan, toll-free: 1-800-792-8670 
     Polish and Slavic Federal Credit Union, toll-free: 1-800-206-8503 
     Northwest Federal Credit Union, toll-free: 1-800-349-9470 
     Digital Credit Union, toll-free: 1-800-324-1589 
     SC Student Loan, toll-free: 1-800-347-2752 
     New York State Higher Education Loan Program (NYHELPs), toll-free: 1-888-697-4372 
     NASA Federal Credit Union, toll-free: 1-888-627-2328 
     Credit Union EdAccess Loan, toll-free: 1-888-549-9050 
     MELA Loan, toll-free: 1-800-922-6352 
     Sallie Mae Smart Option Student Loan, toll-free: 1-888-272-5543 
     Citizens Bank TruFit Student Loan, toll-free: 1-800-708-6684 
     EdFinancial Services, toll-free: 1-800-337-1009 
     UMASS Federal Credit Union, toll-free: 1-866-266-3832 
     CHESLA Student Loan, toll-free: 1-800-935-2275 
     MEFA Loan, toll-free: 1-800-449-6332 
     RISLA Student Loan, toll-free: 1-800-758-7562。