银行考试资料(优选3篇)
银行考试资料(1)
A: Hello, how can I help you today?
A: 您好,今天我能帮您什么忙吗?
B: I would like to open a Current Account,
B: 我想开一个活期存款账户
A: OK, please fill in a Deposit All you need to dois to write the amount here and your name overhere, on this I'll take care of the First, could I see some ID?
A: 好的,请您填一张存款单。您所要做的就是在这儿填写数额并在这儿,在这条线上,填上您的姓名。其他的由我办理,我能先看一下您的身份证件吗?
B: That's great, here you This is my
B: 好的。给你,这是我的护照。
A: I'm here to open a Current Account with
我想在你们这儿开一个活期账户。
B: That's no problem at all, but could you fill in thisand I'll need to see some
完全没问题,不过请您填一下这个,并且我需要看看您的身份证件。
A: Here you Is there a minimum amount I needto pay in?
给你。有没有规定存入的最小金额啊?
B: Yes, there needs to be at least 1 RMB paid in toopen a new Also, you will need to choose a secret identity code to ensure no oneelse can enter your
有的,新开户的话最少要存1块钱。另外,您需要选择一个密码,以确保没有其他人能够进入您的账户。
A: OK,how long does it need to be? I'm not very good with remembering long
可以,密码需要多长啊? 我不太擅长记长串的数字。
B: Just 6
6位数就可以。
银行考试资料(2)
October 8
Book Review of Anne Narazaki’s
New Century, New Business
Reviewed by John Gilliam
Anne Narazaki’s recent book, New Century, New Business, seeks to examine the new technologies that are critical for global business and how they affect today’s corporate Narazaki argues that while economic transactions of one kind or another have taken place for thousands of years, the impact of changing technology on business has become obvious only In fact, as new technologies have grown more prevalent, Narazaki observes, international businesses have increased in size and At the same time, the time required to conduct each business transaction has
Narazaki illustrates her observations with detailed examples of recent business Citing the merger of Poynter Technologies and Carce Company, which created the largest financial services company in the world, Narazaki explains the effect technology has on the valuation of a company, on communication between the managements of different companies, and on stock and funds
Those of us who take an interest in the interaction between business and technology will find Narazaki’s ideas The view that business cannot survive without keeping up with new technology has become today’s corporate
In the article, the word “critical” in paragraph 1, line 4 is closest in meaning to
growing
sensitive
disapproving
important
According to the article, why is the merger of Poynter Technologies and Carce Company mentioned in the book?
To point out the legal issues raised by new technologies
To show how the world’s largest computer technology firm was created
To indicate that large companies have advantages in the marketplace
To illustrate the impact technology has on transactions
What can be inferred about John Gilliam from his review?
He specializes in articles focusing on
He agrees with the ideas presented in the book
He hopes technology will become less important to business
He is training to work in corporate
Why did Oguro write an e-mail to Narazaki?
To offer her a job
To compliment her on her new book
To invite her to visit Sydney
To request advice on writing books
What does Oguro indicate about New Century, New Business?
It is Anne Narazaki’s first
It is published by Rotaro incorporated
John Gilliam helped write a section of it
Anne Narazaki wrote it at Poynter Technologies
Questions 6-10 refer to the following e-mail andWhat is the purpose of the e-mail?
To change a policy
To inquire about a problem
To give instructions
To correct an error
In the e-mail, the word “address” in paragraph 3, line 1, is closest in meaning to
give attention to
write to
look forward to
call by name
What will the technical support team NOT do?
Record speakers
Videotape presentations
C, Check sound equipment
Adjust lighting
What problem does Hanna Sanchez mention?
The technicians do not have enough time between sessions
One of the rooms is not fully equipped for the presentations
One of the presentations will need to be rescheduled
The lighting in room 106 does not work properly
Who will need to move a laptop computer?
Adam Naraozny
Maria Faustini
Jim Dawkins
Hanna Sanchez
答案:
【答案】 解析:“critical”一词出现在“……examine the new technologies that are critical for global business……”这句话中,结合整句加以理解,是说:新的科技技术对全球商业的重要性。所以,该题的正确答案应为D。
【答案】 解析:由原文第二段相关内容:“…… Narazaki explains the effect technology has on the valuation of a company, on communication……可以得出正确答案。A、B、C在原文中均未提到。
【答案】 解析:由原文的最后一段:…… Narazaki’s ideas The view that business cannot survive without keeping up with new technology has become today’s corporate 可以推断出,John Gilliam 对该Reviews中提及的观点是表示赞同的。所以本题的正确答案为B。
【答案】 解析:邮件的第一段中:……but I’m writing to congratulate you on the publication of your first 这句话就可以得出此题答案。
【答案】 解析:……to congratulate you on the publication of your first 就表明:New Century, New Business这本书是Anne Narazaki的第一本书。B、D两项不能从原文中得到,C选项错误,因为John Gilliam只是为这本书写了Reviews。所以本题答案应为A。
【答案】 解析:邮件的第一段首句:This message is to finalize the organizational details for……就表明,这份邮件是为了完善有关于即将举行的研讨会的相关事宜而提出的相关要求和指导意见。所以,本题的正确答案应为C。
【答案】 解析:结合句意分析,A选项的意思与“Address”一词在该句中的意思最贴近,其它选项都不能。
【答案】 解析:由原文中第三段的第二句:Speakers will not be videotaped可以得出正确答案。
【答案】 解析:由最后一段:room 106 does not have a computer on-site, but the presentation in the third session will require one……可以得出正确答案,A、C、D三个选项在原文中均未提及。
【答案】 解析:首先需要明确的是,“移动手提电脑”的部分是出现在third session,再由Technical Support for Presentation Sessions 部分可以得知,负责third session的技术人员是Adam Naraozny,所以,本题的正确答案是A。
银行考试资料(3)
银行从业资格考试风险管理复习资料
风险信息在各业务单元的流动不完全是单向循环,其过程具有多向交互式、智能化的特点。有效的风险管理信息系统应当能够及时整合各种风险类别的信息和数据,提供卓越的风险分析功能,具有很强的备份和恢复能力。下面是银行从业资格考试风险管理复习资料,欢迎参考阅读!
1.数据收集
(1)风险信息/数据的种类
①内部数据:一般通过商业银行内部的业务数据仓库获得。
②外部数据:通过专业数据供应商所获得的数据
国内市场行情和信息数据
外部评级数据
行业统计分析数据
外部损失数据
(2)风险信息的特征及系统结构方面的问题
①精确性
②及时性
③系统结构方面的问题。
交易系统的数据信息可能没有记录系统那样精确,需要特别留意。区分系统“真实的”和交易人员“假设的”分析操作。信息系统需要设计远程数据的传输和储存结构。
2 数据处理
(1)处理输入数据/信息
①中间计量数据。中间计量数据应该存储到数据仓库中,一般采用三维存储方式,例如时间、情景、金融工具。
②组合结果数据。组合结果数据根据不同的风险管理目标存储到风险数据仓库中,以便业务人员和风险管理人员通过信息终端获取。
(2)信息储存操作
信息储存系统应当结合以下能力:
①增添最初没有预计到的产品特性(新产品风险技术改进);
②以特定的投资组合方式集中并计量风险;
③重新定义投资组合,以及如何将不同的产品组合在一起。
3 信息传递
有效的'风险管理是指在正确的时间将正确的信息传递给正确的人。先进的企业级风险管理信息系统一般采用B/S结构,操作人员通过IE方式实现远程登录,就可以在最短的时间内获得所有相关的风险信息。
发布风险分析信息/报告分为两个步骤:
①预览
②发布
4 信息系统安全管理
①针对风险管理组织体系、部门职能、岗位职责等,设置不同的进入级别;
②为每个系统用户设置独特的识别标志,并定期更换登录密码或磁卡;
③对每次系统登录或使用提供详细笔记,以便为意外事件提供证据;
④设置严格的网络安全/加密系统,防止外部非法入侵;
⑤随时进行数据信息备份和存档,定期进行检测并形成文件记录;
⑥设置灾难恢复以及应急操作程序;
⑦建立错误承受程序,以便发生技术困难时,仍然可以在一定时间内保持系统的完整性。