帮忙，这句怎么翻译啊？
1. The individual policyholder must have an insurable interest. This simply mean you must actually suffer the loss to be the beneficiary of the insurance . You cannot insure your neighbor’s car against theft and then collect if his car is stolen .However, you can insure the life of your spouse or a close friend and collect the benfits if he or she should die, because in this case you would have suffered a loss,even though not a financial one.
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